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How Wells Fargo’s regulators and employees drove out its CEO

FILE PHOTO: Wells Fargo CEO Sloan testifies before a House Financial Services Committee hearing
FILE PHOTO: Wells Fargo CEO Tim Sloan testifies before a House Financial Services Committee hearing titled: "Holding Megabanks Accountable: An Examination of Wells Fargo's Pattern of Consumer Abuses" in Washington, U.S. March 12, 2019. REUTERS/Erin Scott/File Photo

April 9, 2019

By Imani Moise and Pete Schroeder

NEW YORK/WASHINGTON (Reuters) – The day after former Wells Fargo & Co Chief Executive Tim Sloan told U.S. lawmakers he was transforming the bank’s high-pressure culture, Federal Reserve officials met privately with bank employees.

At the meeting on March 13, which has not been previously reported, Fed officials were told by four bank employees that little had changed within the bank’s culture since the scandal that engulfed Wells Fargo almost three years ago.

Among those present at the meeting was Fed Governor Lael Brainard, who is overseeing a decree requiring that Wells Fargo fix its risk management before it can resume growing, two sources with direct knowledge of the matter said. The employees belonged to an advocacy group, Committee For Better Banks, which confirmed the meeting.

Brainard told the group she was there to listen and get insight into the mood among Wells Fargo staff but declined to say if or how the Fed would respond, the sources said.

While regulators occasionally meet with consumer advocacy or industry groups, it is unusual for a Fed board member to meet with an individual firm’s employees. It is not clear who asked for the meeting.

Sloan abruptly departed the bank last month, making him the second CEO to leave Wells Fargo in the wake of its sales practice scandal. Sloan, who declined to comment on this story through a representative, has previously said he stepped down because he felt the external attention on him had become a distraction.

His departure was at least partly the result of the board’s conclusion that Sloan had failed to convince regulators that he could transform the bank and rally a staff that had low confidence in its leadership, according to a source with knowledge of the board’s thinking.

Wells Fargo spokesman Mark Folk declined to comment on regulatory matters but disputed the employee group’s characterization of the bank’s culture.

Sloan’s struggles underscore the challenges faced by the bank’s next chief executive. They will not only have to transform the bank and its sales practices, but also persuade regulators and its 260,000 employees that they have done so.

Finding a new CEO who can win over the bank’s employees is as important as finding someone who can charm regulators and Wall Street, said Russell Raath, president of management consulting firm Kotter.

“The whole bank needs to know that this person cares about their contribution to the top and bottom line,” he said.

STRAINED RELATIONSHIP

Wells Fargo’s relationship with regulators has been strained since 2016, when employee whistleblowers revealed the bank had opened potentially millions of unauthorized accounts.

Internal and regulatory probes have since discovered other issues in the bank’s businesses, resulting in billions of dollars in fines and penalties.

In February 2018, Wells Fargo signed a Fed consent order that required the bank to fix its risk-management and governance problems before it could grow its balance sheet.

Two months later, the Office of the Comptroller of the Currency (OCC), Wells Fargo’s other key regulator, ordered the bank to make similar fixes and repay customers to whom it had improperly sold mortgages and auto insurance.

In December, Reuters reported that the Fed had rejected the bank’s initial remediation plan, putting it behind schedule. Days later, Federal Reserve Chairman Jerome Powell told Congress the Fed would not lift the asset cap until it was satisfied that Wells Fargo had fixed its risk problems.

LOW MORALE

An internal company-wide survey around that time also pointed to low morale, according to the Committee For Better Banks and other Wells Fargo employees.

The bank internally published a write-up about the survey, saying Wells Fargo found itself at a “challenging and interesting” crossroads. Some employees felt that the description sugar-coated the findings, sources said.

That sparked dozens of comments from workers criticizing management for being out of touch, according to the sources and screenshots of the internal site reviewed by Reuters.

A consumer loan underwriter complained on the internal site that the concerns about pay and employee benefits were falling on deaf ears.

“For years (team members) have been expressing their concerns and frustrations,” the employee wrote. “The only response (if any) are canned answers and talking points which we all know is baloney.”

An analysis of the survey Wells Fargo published publicly showed only 38 percent of employees felt senior management understood obstacles faced by frontline workers.

Wells Fargo’s Folk said the company seeks and values input from employees, and that the bank has already made a number of improvements based on the feedback.

He pointed to other categories in the survey that showed employees believed in the bank’s values and were satisfied. For example, 72 percent of employees said they believe Wells Fargo is a good place to work.

REGULATORY REBUKE

Sloan testified before Congress on March 12 in a hearing about the bank’s progress since 2016.

As a gesture of goodwill, Wells Fargo took the unusual step of offering the OCC the opportunity to review his testimony in advance, according to a source with direct knowledge of the matter. It is unclear how the OCC responded.

In his testimony, Sloan detailed Wells Fargo’s extensive transformation efforts, but regulators remained skeptical.

Sloan had barely finished speaking when the OCC said it was still “disappointed” by the bank’s remediation efforts.

The next day, after Wells Fargo disclosed Sloan had gotten a 5 percent pay raise, the Fed responded that it expects boards “to hold management accountable.”

A week later, Powell told reporters the bank had suffered a “remarkably widespread series of breakdowns” that needed to be addressed in a “fundamental” way.

These rebukes undermined Sloan’s position at the bank, the source with knowledge of the board’s thinking said.

On March 26, Sloan told the board he had decided to resign, according to a regulatory filing. Three days later, he publicly stepped down.

(Reporting by Imani Moise in New York and Pete Schroeder in Washington; additional reporting by Greg Roumeliotis in New York. Writing and additional reporting by Michelle Price; editing by Neal Templin and Paritosh Bansal)

Source: OANN

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Trainee’s Device Can Save Lives

A student at a high school in Wisconsin has invented a device to keep intruders out of classrooms. Somerset senior Justin Rivard was inspired in his shop class to try to save lives at his school. He calls it the “JustinKase,” made of steel plates and connecting rods, Justin’s device slips beneath a classroom door […]

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Dershowitz says 'shame on Mueller,' calls Russia probe findings bad news for CNN

Alan M. Dershowitz, the attorney and Harvard Law professor emeritus, slammed Robert Mueller on Sunday, saying the special counsel engaged in a “cop out” by stating that his report neither exonerated President Trump nor concluded he'd committed a crime related to obstruction of justice.

Dershowitz said Mueller seemed to try having it both ways. “It sounds like a law-school exam,” he said, adding that the report sounded wishy-washy. “Shame on Mueller.”

The special counsel “did not draw a conclusion” as to whether obstruction of justice took place, according to a letter with the key findings released Sunday by Attorney General William Barr.

READ THE MUELLER REPORT FINDINGS

Dershowitz also said it was a great day for Trump and a “very bad day for CNN” given how many of the left-leaning cable network's personalities and guests predicted the probe would lead to a slew of indictments for collusion and obstruction. “They should be hanging their heads in shame.”

Barr's four-page letter, addressed to top Democrats and Republicans on the House and Senate Judiciary Committees, offered key insight into the nearly two-year-long investigation, the results of which were submitted to the Justice Department on Friday.

Dershowitz said the job of the prosecutor is to make a binary decision, yes or no: yes means indictment and no means “shut up.”

He also said Mueller failed to have the "guts" to say yes or no, despite all the time and money spent on the probe.

CLICK HERE TO GET THE FOX NEWS APP

Mueller was assigned to the job in May 2017 by Deputy Attorney General Rod Rosenstein, who oversaw much of his work. Mueller's office "issued more than 2,800 subpoenas" and executed nearly 500 search warrants throughout the duration of the investigation, which lasted close to two years.

The office also "obtained more than 230 orders for communication records, issued almost 50 orders authorizing use of pen registers, made 13 requests to foreign governments for evidence, and interviewed approximately 500 witnesses" during the probe.

Source: Fox News Politics

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Trump push for China trade reform draws wide support at home, abroad

FILE PHOTO: U.S. President Donald Trump meets with former hostage Danny Burch and his family in the Oval Office at the White House
FILE PHOTO: U.S. President Donald Trump listens to a question as he meets with former hostage Danny Burch, an oil engineer who was taken hostage in Yemen in September 2017, in the Oval Office at the White House in Washington, U.S. March 6, 2019. REUTERS/Jonathan Ernst/File Photo

March 25, 2019

By David Lawder, Philip Blenkinsop and Michael Martina

WASHINGTON/BRUSSELS/BEIJING (Reuters) – U.S. President Donald Trump’s blunt-force use of tariffs in pursuing his “America First” trade agenda has angered many, from company executives to allied governments and members of both parties of Congress.

But there’s one effort which has drawn broad support from those who oppose him on almost everything else – his push to force Beijing to change what are widely viewed as China’s market-distorting trade and subsidy practices.

As U.S.-China talks to end a trade war reach their endgame, politicians, executives and foreign diplomats are urging Trump and his team to hold out for meaningful structural reforms in China to address entrenched problems in the relationship that hurt U.S. and other foreign companies and workers.

Trump’s trade war “has let the genie out of the bottle” by lifting expectations that the trade war will force China to reform policies that businesses and foreign governments regard as unfair, said Steven Gardon, vice president of indirect taxes and customs at Lear Corp. Gardon’s firm is an automotive seating and electrical supplier with plants in 39 countries, including the United States and China.

“Now that all these issues have been raised, there’s a lot more domestic political support to address these issues, and I don’t think you can pull back from that,” Gardon said at a Georgetown Law School forum this month. “There’s now pressure politically that they have to be addressed for the long term.”

Gardon’s comments reflect a broad shift in U.S. and international business sentiment towards China’s economic and trade policies, one that is aligned with Trump’s goals, if not his tactics.

Trump’s trade team say they are in the final stages of negotiating what would be the biggest economic policy agreement with China in decades. U.S. Trade Representative Robert Lighthizer and Treasury Secretary Steven Mnuchin head to Beijing this week to try to accelerate talks with Chinese Vice Premier Liu He. Liu is set to travel to Washington for another round of negotiations in early April.

Eight months into the trade war that has disrupted the flow of billions of dollars of goods between the world’s two largest economies, it is unclear if a deal acceptable to both sides can be done.

China’s President Xi Jinping is seen as reluctant to make economic reforms under pressure from the United States, and Trump has said he may keep tariffs on Chinese goods in place for “a substantial period” even if a deal is struck.

Xi may find it easier to live with the tariffs Trump has imposed on trade than to change China’s model for economic development.

As part of a deal, Beijing has offered to make big-ticket purchases from the United States to help reduce a record trade gap. Trump’s team has said those purchases would be worth more than a trillion dollars over about six years.

While big Chinese purchases might be tempting for Trump’s administration, they would do nothing to address what U.S. firms competing in China or against Chinese firms say are structural problems with a system stacked against them.

The United States complains China engages in systematic intellectual property theft, forces foreign firms to give up trade secrets for market access and spends huge sums subsidizing its own industry. Redressing those complaints would require policy reform at the highest level from Xi and China’s ruling Communist Party.

A survey released by the American Chamber of Commerce in China in late February showed that a majority of member U.S. companies supported increasing or maintaining tariffs on Chinese goods, and nearly twice as many as last year want the U.S. government to push Beijing harder to create a level playing field.

The U.S. tariff demands have even encouraged some reform-minded Chinese officials and private-sector business executives to call for a faster pace of reform in China as it celebrates the 40th anniversary of its first steps toward capitalism.

Lighthizer told lawmakers in late February that Chinese-American business people in particular have urged him to “hang tough” in the talks and not to “sell out for soybeans.”

STAY THE COURSE

When Trump delayed a threatened tariff increase well before a March 1 deadline for a deal, he stoked fears that he may be swayed by the big purchase order and leave longstanding structural problems unresolved.

Since then, a steady drumbeat of lobbyists, company executives, foreign diplomats and U.S. lawmakers from both parties have urged Trump to stay the course on his structural demands.

Representative Kevin Brady of Texas, one of the most pro-trade Republicans and a critic of Trump’s tariffs, recently joined that call.

“While we want China to buy more U.S. goods … it’s even more important for us to hold China accountable to meeting high international standards on intellectual property rights, subsidization, overcapacity, and the other structural ways in which China distorts the global economy,” he said at a House Ways and Means Committee hearing just days after the tariff delay was announced.

Last week, Senate Democratic leader Chuck Schumer, a longtime China trade hawk, took to the Senate floor to urge Trump not to “back down” and take a deal based largely on Chinese purchases of American soybeans and other goods.

On Thursday, Schumer tweeted: “Now’s not the time to drop $200B in tariffs just because China’s close to a deal, @realDonald Trump.”

QUIETLY ROOTING FOR TRUMP

European Union members, traditional allies of the United States, are still smarting about the steel and aluminum tariffs Trump imposed on imports into the United States last year. The EU is also worried that Trump will impose duties on autos. But the bloc shares many of the same frustrations over China’s technology transfer policies and market access constraints.

“We get complaints every day from our companies,” one European official told Reuters in Beijing, noting that despite repeated pledges from the Chinese government to make life easier for foreign companies, little had changed.

    EU trade commissioner Cecilia Malmstrom’s assessment of China’s behavior sounds almost like it was written by the U.S. Trade Representative’s office, charging that China has abused global trading rules.

China has “blurred the lines between state and private sector. The state has undue influence,” she said in a Washington speech this month. “Intellectual properties of companies are stolen. State subsidies, direct or indirect, are common. And these impacts are felt at home and abroad.”

Malmstrom says that while the U.S. and EU “agree on the diagnosis,” they differ on tactics, and she argues for a more multilateral approach, citing the EU’s work with the United States and Japan to address the issues through reform of World Trade Organization rules.

Some worry that Europe could lose out if Washington and Beijing strike a deal to purchase billions of dollars more in products to try to shrink the U.S. goods trade deficit with China.

“If China is buying more from America then inevitably it will buy less from Europe,” a second European official based in Beijing said, adding that could in particular affect large European multinationals.

But European diplomats and officials acknowledge a begrudging support for Trump’s goals, even if they are repulsed by his blunt tactics. Many are secretly rooting for his success.

“We are against unilateral measures, but nobody is exactly sorry for China. On content we think he does have a point,” said one EU diplomat who spoke on condition of anonymity in Brussels. “Beijing has to understand that without reform, the system could just stop working.”

Trump administration officials insist that he has gotten the message and is holding out for “structural changes” to the U.S.-China relationship, along with an enforcement mechanism that holds China to its pledges.

Clete Willems, a White House trade adviser, told the Georgetown Law School forum that Trump is determined to fix problems with China’s trade relationship that he has railed against for years, long before he ever sought office.

“The notion that he’s just going to suddenly accept a bad deal is totally inaccurate. The president is going to walk away from bad deals,” said Willems, who announced on Friday that he is leaving the White House for family reasons.

(Reporting by David Lawder; Editing by Simon Webb and James Dalgleish)

Source: OANN

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Horse racing: Santa Anita to re-open main track to training on Monday

FILE PHOTO: Horses race during the running of the Breeders' Cup Turf thoroughbred horse race in Arcadia
FILE PHOTO: Horses race at Santa Anita Park in Arcadia, California November 3, 2012. REUTERS/Danny Moloshok

March 10, 2019

(Reuters) – Santa Anita will open its one-mile main dirt track to limited training on Monday after it was closed for almost a week following the death of 21 horses over two months, officials at the famed Southern California race track said on Saturday.

Training will be restricted to joggers and gallopers, Santa Anita said in a statement.

All training and racing at the track near Los Angeles had been shut down on Tuesday as experts worked to find the reason for the spate of catastrophic injuries sustained by horses racing or training at the main track.

That included calling off a big day of racing on Saturday when the San Felipe Stakes for three-year-old Kentucky Derby contenders and the Santa Anita Handicap for older horses had been scheduled.

“Over the past four days, we’ve been able to do a great deal in terms of amending the soil and inspecting it,” said California-based trackman Dennis Moore, who heads a group of track maintenance personnel and outside experts investigating Santa Anita’s main track.

“I think the most important thing with this track right now is that we closely monitor compaction levels,” Moore said.

He said all the rains in Southern California this winter had affected conditions at the track.

Santa Anita on Friday reopened to light training on its six-furlong inner exercise track after being inspected.

No deaths have occurred on the exercise track.

Depending on the outcome of future inspections and weather, racing could potentially resume at the track on March 21, Tim Ritvo, chief operating officer of track owner The Sronach Group, told Daily Racing Form on Friday.

(Reporting by Gene Cherry in Raleigh, North Carolina, editing by Nick Mulvenney)

Source: OANN

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Ex-FBI Agent Peter Strzok’s Private Testimony Transcripts Released

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Mexico says it won’t react to Trump threats over border

Mexico's foreign relations secretary says his country won't react to U.S. President Donald Trump's threats to close the U.S.-Mexico border.

On Friday, Marcelo Ebrard wrote on Twitter: "Mexico doesn't act based on threats."

He also said the Spanish-speaking country is "the best neighbor" the U.S. could have.

Trump has implied he might close the border between both nations because Mexico isn't doing enough to stop an influx of migrants from Central America.

The Mexican government insists it is cooperating and says immigration is caused by a lack of jobs, a problem which must be addressed through investment.

Ebrard tweeted earlier that it is "acting with responsibility and dignity on the migration issue."

Source: Fox News World

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A California man who allegedly fatally shot his ex-girlfriend in broad daylight last month before fleeing the country has been returned to the U.S. following his arrest in Mexico on Wednesday, authorities said.

Julio Cesar Rocha, 25, of Montlcair, is accused of shooting his 25-year-old ex-girlfriend Thalia Flores and a second unidentified male victim March 21 around 2:45 p.m. while the two were sitting in a vehicle in the parking lot of a discount store in Chino. Both communities are about 36 miles east of Los Angeles.

ARREST MADE IN DOUBLE HOMICIDE OF EX-PRO HOCKEY PLAYER, COMMUNITY ADVOCATE, POLICE SAY

Julio Cesar Rocha, 25, of Montlcair, Calif. was located in Mexico Wednesday and returned to California where he faces murder and attempted murder charges related to the death of his ex-girlfriend, Thalia Flores.

Julio Cesar Rocha, 25, of Montlcair, Calif. was located in Mexico Wednesday and returned to California where he faces murder and attempted murder charges related to the death of his ex-girlfriend, Thalia Flores. (City of Chino Police Department)

Flores died at the scene. The man, whose name was not released, walked to a nearby hospital where he’s recovering from his gunshot wounds.

Rocha allegedly fled the scene and remained at large for more than a month, the Daily Bulletin reported. He was formally arrested at 4:30 p.m. after arriving at Los Angeles International Airport from Mexico, KTLA-TV reported.

The suspect was booked at the West Valley Detention Center in Rancho Cucamonga on murder and attempted murder charges, the City of Chino Police Department said on Facebook.

Flores ended her seven-year relationship with Rocha just two months before her death and still lived in fear of him until that point, a sister of the victim, Bernice Flores, told the Daily Bulletin.

“He said himself so many times to other people, ‘If I can’t have her, no one will.’ ” Flores said, adding that her sister stayed in the relationship longer that she would have liked in fear that Rocha would hurt her or her family if they broke up.

Rocha was convicted on misdemeanor battery in 2016 and sentenced to 60 days in prison. He was originally charged with misdemeanor assault with a deadly weapon, but the charges were lowered in a plea deal, the Daily Bulletin reported.

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Rocha was convicted of misdemeanor resisting or obstructing a peace officer in 2014. A second charge of misdemeanor battery was dropped in a plea deal, and Rocha was ordered to complete a 26-week anger management course, according to San Bernardino County Superior Court records. Rocha was later arrested and sentenced to 10 days behind bars for failing to complete the course.

Source: Fox News National

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Multiple people died Thursday when a semitrailer plowed into stationary traffic that resulted in explosions and flames on a Colorado freeway, authorities said.

The incident occurred just before 5 p.m. in the Denver suburb of Lakewood when a truck driver lost control while traveling east on Interstate 70, according to a preliminary investigation. The collision started a chain reaction and a diesel fuel spill, Lakewood police spokesman Ty Countryman told the Denver Post.

“This is looking to be one of the worst accidents we’ve had here in Lakewood,” he said.

The driver of the runaway truck survived. At least one truck was carrying lumber, another was hauling gravel and the third may have been carrying mattresses, KDVR-TV reported.

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Lakewood police tweeted there were multiple fatalities but did not give a specific number. Six people were taken to a hospital. Their conditions were not released, according to the paper.

Lanes in both directions were closed and expected to remain so into Friday morning.

Source: Fox News National

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President Trump will address members and leaders of the National Rifle Association on Friday at the group’s annual convention in Indiana.

Around 80,000 gun enthusiasts and more than 800 exhibitors are expected to pack the Indiana Convention Center in Indianapolis for the three-day event, the Indianapolis Star reported. It will mark the third straight year that Trump will deliver the keynote address, where he is expected to champion the rights of gun owners.

“Donald Trump is the most enthusiastic supporter of the Second Amendment to occupy the Oval Office in our lifetimes,” Chris Cox, executive director of the NRA’s Institute for Legislative Action (ILA), said in a statement. “President Trump’s Supreme Court appointments ensure that the Second Amendment will be respected for generations to come. Our members are excited to hear him speak and thank him for his support for our Right to Keep and Bear Arms.”

“Donald Trump is the most enthusiastic supporter of the Second Amendment to occupy the Oval Office in our lifetimes.”

— Chris Cox, executive director, NRA’s Institute for Legislative Action

COLORADO ENACTS ‘RED FLAG’ LAW TO SEIZE GUNS FROM THOSE DEEMED DANGEROUS, PROMPTING BACKLASH

President Donald Trump speaks at the National Rifle Association annual convention in Dallas last year. (Associated Press)

President Donald Trump speaks at the National Rifle Association annual convention in Dallas last year. (Associated Press)

Trump and Vice President Mike Pence spoke at last year’s convention in Dallas. During his speech, Trump assured gun owners that he would protect their Second Amendment rights, according to the paper.

“Your Second Amendment rights are under siege,” Trump told the cheering audience in Dallas. “But they will never, ever be under siege as long as I am your president.”

Trump has supported some gun control measures in the past. Last year, his administration imposed a ban on bump stocks, attachments that enable semiautomatic rifles to fire in rapid bursts. Although, he most recently threatened to veto two Democratic gun control bills.

This year’s convention comes as the NRA faces outside pressure and internal problems. The group has seen its legislative agenda stall amid a series of mass shootings — including a massacre at a Parkland, Fla., high school in February 2018 that left 17 dead and launched a youth movement against gun violence.

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It’s also grappling with infighting in its ranks, money problems and investigations into whether Russian agents courted officials and funneled money through the group.

“I’ve never seen the NRA this vulnerable,” said John Feinblatt, president of Everytown for Gun Safety, a nonprofit that advocates for gun control measure.

The convention will run through the weekend and conclude Sunday.

The Associated Press contributed to this report.

Source: Fox News Politics

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FILE PHOTO: Shoppers walk past the Debenhams department store on Oxford Street in London
FILE PHOTO: Shoppers walk past the Debenhams department store on Oxford Street in London, Britain December 15, 2018. REUTERS/Simon Dawson

April 26, 2019

(Reuters) – Ailing British retailer Debenhams said two proposed company voluntary arrangements (CVA) could see all its stores remaining open during 2019, with 22 closures planned for next year, putting about 1,200 jobs at risk.

Debenhams’ lenders took control of the retailer earlier this month in a process designed to keep its shops open at the expense of shareholders.

(Reporting by Noor Zainab Hussain in Bengaluru; editing by Gopakumar Warrier)

Source: OANN

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FILE PHOTO: Xiaomi branding is seen on a carrier bag at a UK launch event in London
FILE PHOTO: Xiaomi branding is seen on a carrier bag at a UK launch event in London, Britain, November 8, 2018. REUTERS/Toby Melville

April 26, 2019

BENGALURU (Reuters) – Chinese brands controlled a record 66 percent of Indian smartphone market in the first quarter, led by Xiaomi Corp, a report showed, with volumes rising 20 percent on the back of popularity for brands like Vivo, RealMe and Oppo.

Xiaomi’s India shipments fell by 2 percent over last year, but the Beijing-based company was still the biggest smartphone brand in the country, followed by Samsung Electronics Co Ltd, according to Hong-Kong based Counterpoint Research.

Shipment volumes for Vivo jumped 119 percent, while those of Oppo rose 28 percent.

“Vivo’s expanding portfolio in the mid-tier range ($100 to $180) drove its growth along with aggressive Indian Premier League cricket campaign,” Counterpoint analysts said.

India is the world’s fastest growing market for smartphones, where affordable pricing coupled with features like “selfie” cameras and big screens have popularized Chinese brands.

Video streaming services like Netflix Inc and Hotstar, as well as heavy usage of messaging apps like Facebook Inc’s WhatsApp have further spurred demand.

“Data consumption is on the rise and users are upgrading their phones faster as compared to other regions,” Counterpoint’s Tarun Pathak said.

“As a result of this, the premium specs are now diffusing faster into the mid-tier price brands. We estimate this trend to continue leading to a competitive mid-tier segment in coming quarters.”

(Reporting By Arnab Paul in Bengaluru; Editing by Subhranshu Sahu)

Source: OANN

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