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Fed’s Brainard: More flexible community law could help credit ‘deserts’

FILE PHOTO: Federal Reserve Board Governor Lael Brainard speaks at the John F. Kennedy School of Government at Harvard University in Cambridge
FILE PHOTO: Federal Reserve Board Governor Lael Brainard speaks at the John F. Kennedy School of Government at Harvard University in Cambridge, Massachusetts, U.S., March 1, 2017. REUTERS/Brian Snyder

March 12, 2019

WASHINGTON (Reuters) – A more flexible evaluation of banks under the Community Reinvestment Act could unlock capital for credit “deserts” outside the usual lending and investment areas of financial institutions, a key Fed official said on Tuesday in remarks laying out reform ideas for the fair lending law.

Federal Reserve Governor Lael Brainard, responding to suggestions that digital technology had rendered the CRA’s focus on bank branches obsolete, said that to the contrary it was important to keep a central focus on local lending — particularly for retail services like home mortgages.

But, in reviewing a slate of ideas to overhaul a law that holds bank accountable for their lending to less advantaged communities, she said it was possible to allow broader definitions that would encourage banks to lend “in a more expansive area” when it comes to community development projects.

Rather than banks in a geographic center competing to fund projects to meet their CRA obligations, some could fund deals in rural areas starved of capital but outside the bank’s usual community reinvestment “assessment area.”

“This could be to the benefit of credit deserts —

those perennially underserved rural areas or small metropolitan areas that may not have a bank branch or, if they do, may not constitute a major market for purposes of banks’ CRA evaluations,” Brainard said in prepared remarks to the National Community Reinvestment Coalition.

Brainard also said focusing on the stock of a bank’s outstanding CRA loans, rather than the new loans initiated each year, could encourage longer-term and possibly more productive project financing. The current law may steer banks toward short term loans that can be rolled over and inflate their community reinvestment scores.

“All types of community development finance, whether in the

form of a loan or an investment, have greater impact when they serve as patient, reliable, committed sources of financing,” Brainard said.

Brainard is spearheading the Fed’s response to a push by banks to overhaul the 1977 CRA, passed as a follow-on to civil rights era laws meant to prevent racial discrimination in lending, and to end practices like “redlining” in which banks effectively refused to lend in certain neighborhoods.

The Office of the Comptroller of the Currency is also looking at possible changes. Community groups are worried that the reform process could undermine a statute they regard as important in providing credit and capital access for poorer neighborhoods and small businesses.

Brainard said she agreed it was important that the process strengthen the CRA’s impact, while adapting to changes in how banking works.

(Reporting by Howard Schneider; Editing by Chizu Nomiyama)

Source: OANN

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Oil edges higher, holds near four-month top on supply cuts

A pumpjack is seen at sunset outside Scheibenhard, near Strasbourg
A pumpjack is seen at sunset outside Scheibenhard, near Strasbourg, France, October 6, 2017. REUTERS/Christian Hartmann

March 14, 2019

SYDNEY (Reuters) – Oil prices nudged higher on Thursday to sit just off a four-month high reached in the previous session as investors focused on global production cuts and supply disruptions in Venezuela.

International Brent crude oil futures were at $67.61 a barrel at 0054 GMT, up 6 cents, or 0.1 percent, from their last close. Brent touched $67.76 a barrel on Wednesday, its highest since Nov. 16.

U.S. West Texas Intermediate (WTI) crude futures were at $58.29 per barrel, up 3 cents, or 0.1 percent, from their last settlement. WTI hit a high of $58.48 a barrel on Wednesday, the highest since Nov. 13.

“OPEC continues to cut output amid ongoing supply issues, while the situation in Venezuela remains bleak,” ANZ Bank said in a research note.

Two storage tanks exploded at a heavy-crude upgrading project in eastern Venezuela on Wednesday, according to an oil industry source and a legislator, while the country’s main oil terminal resumed shipments after a prolonged blackout.

U.S. crude stocks also fell last week as refineries hiked output, the Energy Information Administration said.

Crude inventories fell by 3.9 million barrels in the last week, compared with analysts’ expectations for an increase of 2.7 million barrels.

(Reporting by Colin Packham; editing by Richard Pullin)

Source: OANN

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Slovak prosecutor resigns over contacts with suspect in journalist murder

FILE PHOTO: First anniversary of the murder of the investigative reporter Jan Kuciak and his fiancee Martina Kusnirova in Bratislava
FILE PHOTO: Demonstrators light up their mobile phones as they take part in a protest rally marking the first anniversary of the murder of the investigative reporter Jan Kuciak and his fiancee Martina Kusnirova in Bratislava, Slovakia, February 21, 2019. REUTERS/David W. Cerny/File Photo

March 29, 2019

BRATISLAVA (Reuters) – A Slovak deputy general prosecutor resigned under pressure on Friday over his contacts with the main suspect in the murder of investigative journalist Jan Kuciak, the second such departure in the high-profile case.

The murder of Kuciak, who wrote about political corruption and fraud cases and was found shot dead at home along with his fiancee in February 2018, prompted the largest protests in Slovakia since the end of Communist rule in 1989 and led to the resignation of its prime minister, Robert Fico.

General prosecutor Jaroslav Ciznar said his deputy, Peter Sufliarsky, had agreed to resign, effective Monday, after admitting to exchanging hundreds of text messages with the man charged with ordering Kuciak’s murder, prior to his arrest.

Some of the messages with the accused – politically connected businessman Marian Kocner – in which Sufliarsky discusses politics, were leaked by the media on Wednesday.

Kocner, who was the subject of some of Kuciak’s reporting, was charged earlier this month with ordering the journalist’s murder. He denies any wrongdoing.

Sufliarsky said on Thursday the communication was a mistake but denied cooperating with the suspect in any way.

Another deputy general prosecutor was fired in January for having had online contacts with a second suspect in the murder.

Public distrust in political leaders has kept attention on any signs that the murder was linked to ruling circles.

The killing has also been a major factor in a presidential election in which opinion polls show liberal political novice, Zuzana Caputova, favoured to defeat the ruling party’s candidate in a run-off vote on Saturday.

(Reporting by Tatiana Jancarikova; Editing by Frances Kerry)

Source: OANN

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Minnesota Dems consider primary challenge against Ilhan Omar

Local Democrats are seriously considering the prospect of supporting an unprecedented primary challenge to Minnesota Democratic Rep. Ilhan Omar in 2020, following a bipartisan condemnation of several of her remarks as anti-Semitic, according to officials and state representatives.

Activists and officials interviewed by The Hill said that although they have not yet recruited a viable alternative candidate to the 37-year-old Omar, frustrations are mounting.

“There’s definitely some buzz going around about it, but it’s more a buzz of is anyone talking about finding someone to run against her than it is anyone saying they’re going to run against her or contemplate it," state Rep. Ron Latz, a Democrat, told The Hill. "There’s definitely talk about people wanting someone to run against her."

Omar Jamal, a Somali community activist, told the Washington Post that he has been in touch with Jewish community leaders about Omar. He said he supported her campaign but called her recent comments, "wrong, period."

"This is up to Ilhan Omar," he said. "She has really spoken in a very dangerous way, and it’s going to be up to her to reach out to people and fix this."

ON THE STREETS IN OMAR'S DISTRICT, SOMALI GANGS AND DISTRUST OF POLICE

Added Steve Hunegs, the executive director of the Jewish Community Relations Council of Minnesota and the Dakotas: "Our community is exasperated by Rep. Omar’s unfulfilled promises to listen and learn from Jewish constituents while seemingly simultaneously finding another opportunity to make an anti-Semitic remark and insult our community."

Hunegs noted that he had met with Omar, a Somali-American and one of two Muslim women in Congress, after she initially implied that Jewish politicians were bought. Omar re-ignited the flames later, when she once again suggested that groups supportive of Israel were pushing members of Congress to have "allegiance to a foreign country.

"Unfortunately, having the opportunity to speak with her about that point didn’t dissuade her making that statement,” Hunegs said in an interview with The Hill. “We were appalled.”

EX-ISRAELI SECURITY CHIEF SLAMS DEMS FOR TOLERATING OMAR

Omar has apologized for her comments and has support from her Democratic colleagues, although House Speaker Nancy Pelosi raised eyebrows earlier this month when she said the congresswoman “doesn’t understand” that some of the words she uses are "fraught with meaning."

Last week, the House passed a bipartisan resolution condemning hate of all kinds in the wake of Omar's comments. But Democrats kept Omar's name out of the resolution, which several Republicans opposed as a watered-down, half-hearted effort.

Any primary challenge would face an uphill battle, given Omar's strong base of urban support and her backing by the influential Democratic-Farmer-Labor Party.  An Omar spokesperson told The Hill that Omar was not concerned.

The changing demographics that contributed to Omar's rise would also likely serve to buttress her 2020 bid. The Somali community grew in Minneapolis rapidly during the 1990s, when large numbers of Somalis fled a devastating civil war. The community has since grown with the addition of U.S.-born children of those refugees - as has the debate over the Somalis' desire and ability to culturally assimilate.

Minnesota is now home to one of the largest Somali communities in the global diaspora, with an estimated 100,000 living in the Minneapolis-St. Paul area. The Cedar-Riverside neighborhood is the center of the Somali community – and is fondly nicknamed “Little Mogadishu” – for its array of Somali-centered organizations, businesses, and mosques.

Fox News' Hollie McKay and Edmund DeMarche contributed to this report.

Source: Fox News Politics

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Democratic 2020 contenders make pitch to black activists

FILE PHOTO: Democratic 2020 U.S. presidential candidate Harris poses for a photograph with audience members in Portsmouth
FILE PHOTO: Democratic 2020 U.S. presidential candidate and U.S. Senator Kamala Harris (D-CA) poses for a photograph with audience members following a campaign town hall meeting in Portsmouth, New Hampshire, U.S., February 18, 2019. REUTERS/Brian Snyder/File Photo

April 3, 2019

By John Whitesides

(Reuters) – Democratic presidential contenders will make a direct appeal to black activists at a New York conference starting on Wednesday as they intensify their push for African-American support in the early stages of the 2020 race for the White House.

A dozen candidates will pitch prescriptions for issues like easing the racial wealth gap, promoting criminal justice and education reform, and repairing a growing racial divide at the three-day National Action Network gathering organized by prominent civil rights activist Reverend Al Sharpton.

The emphasis on courting black voters follows the first decline in their turnout in 20 years in the 2016 presidential election, a key contributor to Democrat Hillary Clinton’s stunning loss to Republican Donald Trump.

The historically diverse 2020 Democratic field, including black, Hispanic and openly gay candidates as well as a record six women, is tackling an array of issues of interest in the African-American community.

Many of the more than 15 candidates, including U.S. senators Elizabeth Warren and Kamala Harris, have voiced support for some form of reparations for slavery.

Senator Kirsten Gillibrand has vowed to take on institutional racism, Julian Castro has targeted reform of the criminal justice system and Senator Bernie Sanders has highlighted his civil rights activism as a youth.

The conference in New York will give activists from around the country a chance to judge the candidates in person, Sharpton said. First up on Wednesday morning is former Texas congressman Beto O’Rourke, followed by Castro, a former San Antonio mayor and U.S. housing official, and entrepreneur Andrew Yang.

“We’ve seen more candidates reaching out, but I want to be sure they aren’t reaching out with an empty hand. I want to see some substance,” Sharpton said in an interview. “I also want to hear them tell us their background to give us the confidence they can get what they propose done.”

Democrats are grappling with ways to address Trump’s sometimes polarizing racial comments and what polls have found are rising racial tensions since Trump became president.

“The times call for a reality check. The black vote is not automatic, it must be won, we saw that with Hillary,” said Stefanie Brown James, the national black vote director for former President Barack Obama in 2012 and co-founder of Collective PAC, which works to elect black candidates.

She said everyday issues like jobs, access to healthcare and education improvements are crucial to most black voters.

“Voters want to hear pragmatic solutions to address these issues – but beating Trump is the overarching requirement,” she said.

The candidate who can win African-American support stands to reap significant rewards, as black voters play a big role in Democratic primaries. In South Carolina, which holds an early primary in February 2020, more than 60 percent of the Democratic primary voters were black in 2016.

Sharpton has met with several candidates, but plans to hold off on an endorsement until later in the year.

“The process begins at the convention. The difference in our gathering is you are talking to activists who are on the front lines,” Sharpton said. “They are not going to be swayed by sound bites.”

Who is running in 2020: https://tmsnrt.rs/2TPLavP

(Editing by Colleen Jenkins and Sonya Hepinstall)

Source: OANN

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VIDEO: Man punches woman who tried to stop him harassing other women on NYC subway

A man harassing women at a New York City subway brutally punched a 52-year-old woman in the face, breaking her nose, after she told him to stop, a shocking video shows.

Authorities released surveillance footage showing a man in a white long-sleeve shirt slugging a woman coming out of the Church Avenue subway station in the Flatbush neighborhood of Brooklyn at about 7:15 p.m. on March 21.

He appears to yell at the woman, and when she tries to go around him, the man socks her in the face, breaking her nose.

DEPORTED MS-13 MEMBER, A CONVICTED KILLER IN THE US, CAUGHT BACK ON NEW YORK'S LONG ISLAND

Police said that moments earlier, the woman had told him to stop harassing other women at the subway station.

“(He was using) foul-mouthed language to insult them and scream at them,” the woman, who asked not to be identified, told ABC7.

She said the man became enraged when she called it him out on his language and then followed her when she got off the train.

He hurled insults at her as she walked out of the station, and then, she says, the situation turned violent.

"He turned around, and just said 'now I can hit you,' and that was the moment where I already felt him hitting me," the victim said, adding that it was like an “out of body experience.”

"I never felt like a victim for some reason. I just felt this was so bizarre to me -- I did not expect it," she added.

The woman refused medical attention at the scene.

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Police describe the suspect as between 20 and 30 years old, with shoulder-length braids. He wore a white hooded shirt and dark pants.

Anyone with information about the identity of this male is asked to call the NYPD's Crime Stoppers Hotline at 1-800-577-TIPS (8477).

Source: Fox News National

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Guaido Blames Maduro for Blackout, Rallies Protesters

Venezuelan opposition leader Juan Guaido is blaming Socialist President Nicolas Maduro for the nation’s blackout while calling for his supporters to rally in Caracas.

“[Maduro’s regime] has no way to solve the electricity crisis that they themselves created,” said Guaido while standing on a bridge in the capital during an illegal rally. “All of Venezuela, to Caracas!”

“We have to conquer public spaces in a peaceful manner,” Guaido declared. “We have to prepare ourselves for very tough times.”

Alternatively, Maduro is blaming America for the blackout and calling it “electromagnetic, cyber attacks directed from abroad.”

“The right-wing, together with the empire, has stabbed the electricity system, and we are trying to cure it soon,” said Maduro.

“Many saboteurs have infiltrated the state’s electrical company,” he added. “We have evidence and they will be held accountable.

The crisis escalated January 23rd when Guaido invoked the nation’s constitution and declared himself interim president, he’s been at odds with Maduro since.


Alex Jones reveals the current state on the ground in Venezuela and possible impending conflict with America.

Source: InfoWars

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Avengers fans gather at the TCL Chinese Theatre in Hollywood to attend the opening screening of
Avengers fans gather at the TCL Chinese Theatre in Hollywood to attend the opening screening of “Avengers: Endgame” in Los Angeles, California, U.S., April 25, 2019. REUTERS/Mike Blake

April 26, 2019

LOS ANGELES (Reuters) – Marvel Studios superhero spectacle “Avengers: Endgame” hauled in a record $60 million at U.S. and Canadian box offices during its Thursday night debut, distributor Walt Disney Co said.

Global ticket sales for the film about Iron Man, Hulk and other popular characters reached $305 million for the first two days, Disney said.

(Reporting by Lisa Richwine; Editing by Chizu Nomiyama)

Source: OANN

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Funeral of journalist Lyra McKee in Belfast
Labour Party leader Jeremy Corbyn attends the funeral service for murdered journalist Lyra McKee at St Anne’s Cathedral in Belfast, Northern Ireland April 24, 2019. Brian Lawless/Pool via REUTERS

April 26, 2019

LONDON (Reuters) – The leader of Britain’s opposition Labour Party, Jeremy Corbyn, said on Friday he had turned down an invitation to a state dinner which will be part of U.S. President Donald Trump’s visit to Britain in June.

“Theresa May should not be rolling out the red carpet for a state visit to honor a president who rips up vital international treaties, backs climate change denial and uses racist and misogynist rhetoric,” Corbyn said in a statement.

He said maintaining the relationship with the United States did not require “the pomp and ceremony of a state visit” and he said he would welcome a meeting with Trump “to discuss all matters of interest.”

(Reporting by Andy Bruce; Writing by William Schomberg)

Source: OANN

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Libyan Minister of Economy Ali Abdulaziz Issawi speaks during an interview with Reuters in Tripoli
Libyan Minister of Economy Ali Abdulaziz Issawi speaks during an interview with Reuters in Tripoli, Libya April 25, 2019. REUTERS/Hani Amara

April 26, 2019

By Ulf Laessing

TRIPOLI (Reuters) – Libya’s U.N.-recognized government has budgeted up to 2 billion dinars ($1.43 billion) to cover costs of a three-week-old war for control of the capital, such as treatment for the wounded, to be funded without new borrowing, the economy minister said.

Ali Abdulaziz Issawi suggested the government hoped for business to continue more or less as usual despite the assault on Tripoli, in the country’s northwest, by forces tied to a parallel administration based in the eastern city of Benghazi.

Once Africa’s third largest producer of oil, Libya has been riven by factional conflict since the fall of Muammar Gaddafi in 2011, with the country now broadly split between eastern-based forces under Khalifa Haftar and the U.N.-backed government in Tripoli, in the west, under Prime Minister Fayez al-Serraj.

Still, with Haftar’s Libyan National Army forces unable so far to pierce defenses in Tripoli’s southern suburbs, normal life and business activities continue in much of the capital and western coastal towns.

Issawi, in an interview with Reuters in his Tripoli office, also said Libya’s commercial ports and wheat imports were still functioning normally, although some roads have been blocked.

He said the Serraj government estimates it will spend up to 2 billion dinars extra on medical treatment for wounded, aid for displaced people and other “emergency” war costs.

He said this was not military spending but analysts believe that the sum will also cover expenditures such as pay for allied armed groups or food for fighters.

“We could actually spend less,” he added, in comments that gave the first insight into the economic impact of the fighting.

Issawi said the Tripoli government, which controls little territory beyond the greater capital region, would not incur new debt to fund the war costs, sticking to a plan to post a 2019 budget without a deficit.

Tripoli derives revenue largely from oil and natural gas production, interest-free loans from local banks to the central bank, and a 183 percent surcharge on foreign exchange transactions conducted at official rates.

But with centralized tax collection greatly diminished, public debt has piled up – to 68 billion dinars in the west, including unpaid state obligations such as social insurance.

Some analysts expect Serraj’s government will be forced to raise new debt if the war for control of Tripoli drags on.

With much of Libya dominated by armed factions that also act as security forces, the public wage bill for both the western and eastern administrations has soared as fighters have been made public employees in efforts to buy their loyalty.

The east has sold bonds worth 35 billion dinars outside the official financial system as the Tripoli central bank does not fund the parallel government apart from some wages.

Despite its limited reach, the Tripoli government still runs an annual budget of around 46.8 billion dinars, mainly for public salaries and fuel subsidies.

“This year we cannot finance via debt…we will not borrow (by agreement with the central bank),” Issawi said.

According to International Monetary Fund data, Libya’s central government debt-to-GDP ratio is 143 percent, making it one of the most heavily indebted in the world on that measure.

Issawi declined to say what parts of the budget would be trimmed to support the extra outlay for war costs.

However, with some 70 percent of the budget allocated to public wages, fuel subsidies and other welfare benefits, a portion devoted to infrastructure is most likely to be axed.

Widespread lawlessness has meant there have been no major infrastructural projects since 2011, when a NATO-backed uprising overthrew dictator Muammar Gaddafi, leaving schools, hospitals and roads in acute need of restoration.

FOREX SURCHARGE

Issawi said the government planned to raise as much as 30 billion dinars by the end of 2019 from hard currency deals after imposing in September a 183 percent surcharge on commercial and private transactions done on the official rate of 1.4 to the U.S. dollar. That fee has effectively devalued the official rate to 3.9, much closer to the black market equivalent.

Some 17 billion dinars have been raised since then, with hard currency allocated for import credit letters now issued without delays, Issawi said. The forex fee has helped the government forecast a budget in the black for 2019.

Despite the narrowing spread between the two rates, the black market continues to thrive. Dozens of traders remained at their favorite spot behind the central bank headquarters in Tripoli when Reuters reporters visited it last week.

But traders said it could take time for the Serraj government to register the extra forex receipts as official banking channels were taking up to six months to approve import financing, keeping the black market in play for dealers.

Issawi said authorities planned to lower the forex fee from 183 percent, without saying when. The black market rate has dropped from 6 to around 4.1 since September but it has hardly moved of late as demand for black market cash remains high.

The Tripoli government has stopped subsidizing food and bread, which used to be cheaper than drinking water in Libya. Wheat imports are now being arranged by private traders and there are surplus stocks of flour at the moment, Issawi said.

(Reporting by Ulf Laessing in Tripoli with additional reporting by Karin Strohecker in London; Editing by Mark Heinrich)

Source: OANN

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Rep. Gerry Connolly, D-Va., threatened possible jail time for White House officials refusing to comply with subpoenas to testify before the House Oversight Committee.

Connolly, a member of the House panel, made his comments during an interview on CNN on Thursday. He said that “if a subpoena is issued and you’re told you must testify, we will back that up.”

He added: “And we will use any and all power in our command to make sure it’s backed up — whether that’s a contempt citation, whether that’s going to court and getting that citation enforced, whether it’s fines, whether it’s possible incarceration.”

“We will go to the max to enforce the constitutional role of the legislative branch of government.”

His comments came after three officials have refused to comply with congressional requests to testify, CNN noted.

Trump told The Washington Post that his staff should not testify on Capitol Hill, explaining that the White House cooperated fully with special counsel Robert Mueller and “there is no reason to go any further, especially in Congress where it’s very partisan.”

Source: NewsMax Politics

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“Outdated laws” need fixing to deal with the surge in illegal immigrant families crossing the U.S. border with Mexico, a top Border Patrol official said Friday.

Migrant families face no consequences if apprehended trying to cross the border illegally under present law, Border Patrol chief of Operations Brian Hastings claimed during an appearance on “Fox & Friends.”

“We need a change in the current outdated laws that we’re dealing with for this current demographic and this crisis that we have,” he said.

Hastings said as of Thursday there have been 440,000 apprehensions along the southwest border. There were 396,000 apprehensions all of last year.

SOUTHERN BORDER AT ‘BREAKING POINT’ AFTER MORE THAN 76,000 ILLEGAL IMMIGRANTS TRIED CROSSING IN FEBRUARY, OFFICIALS SAY

And those numbers continue to rise, he said.

Historically 70 to 90 percent of apprehensions at the border were quickly returned to Mexico, Hastings said.

Now, 83 percent of those apprehended have come from the Central American northern triangle which includes Guatemala, El Salvador, and Honduras, and of those 63 percent are “family units” and children who cannot be returned, he said.

“There are no consequences that we can apply to this group currently,” Hastings said. “We’re overwhelmed. If you look at agents there doing a tremendous job trying to deal with the flow.”

The law dictates children have to be released after 20 days of detention.

FLORIDA SHERIFF ON BORDER CRISIS AFTER MAJOR DRUG BUST: ‘IT MAKES ME ABSOLUTELY CRAZY’

Sen. Lindsey Graham, R-S.C., says that has forced immigration officials to release entire families because “you don’t want to separate families.”

Recently, he said he is drafting legislation that would allow children to be detained for more than 20 days.

Hastings said agents are frustrated with the situation but are doing the best they can with the resources they have.

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“Up to 40 percent of our agents are processing at any given time,” he said. “That should say that in and of itself is pulling from those border security resources.”

Source: Fox News National

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