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Smart Tech in New Homes Can Provide Savings, Convenience

Recently released numbers from the U.S. Department of Commerce show that new home sales were up 4.9% this past February, in the midst of a thriving real estate market — and it’s a good time for new property owners. That’s because today’s recent construction is more likely to be fully equipped with smart home technology and that can bring real savings. From smart thermostats to leak detection technology, home ownership is more sustainable and affordable than ever before.

Built-in smart home technology is not only a money saver, but it’s also a purchase incentive. According to research, 81% of homeowners would be more inclined to buy a house with these devices already installed. This is a sign of growing acceptance among American homeowners as such devices become more familiar, as well as being associated with the increase in millennials purchasing their first homes.

Affordable Upgrades

It’s important to be clear: not all smart technology saves homeowners money. Home security, for example, may occasionally earn homeowners insurance credits, but in most cases, it’s a cumulative cost with few financial advantages, while voice-controlled speakers may actually lead to reckless spending. Smart LED lighting and thermostats, on the other hand, are affordable options with sizeable savings potential and wide appeal.

Just how much savings do these basic upgrades promise? According to the property management experts at Green Residential, who manage a variety of homes and apartments across the Houston, Texas area, a basic smart thermostat saves homeowners between $131 and $145 per year. LED lights, on the other hand, save owners more as the number in use grows. Each will save owners $13 a year on average, but the average homeowner has at least five lights that can be converted to LED, and likely many more.

Sensing Serious Risks

While LED lights and smart thermostats are affordable options, even for those seeking to upgrade older homes, new construction offers more advanced and complicated options not ordinarily available. Just recently, Semtech announced new radio frequency technology that monitors changes in humidity and temperature to identify invisible water leaks.

In the past, such leaks could cause serious structural damage before they became visible to the naked eye, as well as fostering mold growth. By identifying leaks before they progress, however, this new technology can save homeowners the cost of major repairs and renovations.

Additional Savings

Smart home technology provides savings through cumulative changes, much as any sustainability efforts do, but having that technology pre-installed is where homeowners achieve the biggest savings.

According to HomeAdvisor, it costs an average of $189 to install a new smart home appliance, which means it will take over a year to recoup the costs of the average device. Depending on how disruptive that installation process is, this can be a deterrent to homeowners.

When smart home devices are preinstalled in new construction, the homes typically don’t cost more — the new technology simply displaces old technology - but the savings begin to accrue immediately. Homeowners are saved the disruption, but also the added cost of purchasing and installing these tools.

Time Is Money

Finally, while smart home devices provide clear financial savings, they’re also tools of convenience and, as the saying goes, time is money. By automating an array of tasks, smart appliances save homeowners time, with an average estimate of thirty minutes a day. While that’s not much on any individual day, over the course of a week, that’s three and a half hours of time that can be committed to other activities, along with added peace of mind, and increased sustainability.

In the next few years, the majority of homes on the market, whether new construction or older, renovated homes, will be expected to contain at least basic smart home devices — it will be the only way to compete. That’s good news for buyers, tech companies, and the environment, a rare advance in which benefits accrue to all participants.

Larry Alton is a professional blogger, writer, and researcher. A graduate of Iowa State University, he's now a full-time freelance writer and business consultant.Currently, Larry writes for Entrepreneur.com, Inc.com, and Forbes.com, among others. In addition to journalism, technical writing and in-depth research, he’s also active in his community and spends weekends volunteering with a local non-profit literacy organization and rock climbing. Follow him on Twitter (@LarryAlton3), at LinkedIn.com/in/larryalton, and on his website, LarryAlton.com. To read more of his reports — Click Here Now.

Source: NewsMax America

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Tempers fray in Mexico as new controls frustrate U.S.-bound migrant caravan

Migrants from Central America, waiting to begin their process to get their humanitarian visas to cross the country on their way to the United States, are seen outside an improvised shelter in Mapastepec
Migrants from Central America, waiting to begin their process to get their humanitarian visas to cross the country on their way to the United States, are seen outside an improvised shelter in Mapastepec, in Chiapas state, Mexico April 3, 2019. REUTERS/Jose Torres

April 3, 2019

By Jose Cortez

MAPASTEPEC, Mexico (Reuters) – Tempers frayed among hundreds of mostly Central American migrants gathered on Wednesday in southern Mexico, delayed as Mexican officials sought to slow down the U.S.-bound flow that President Donald Trump is determined to turn back.

Since last week Trump has repeatedly threatened to close down the U.S.-Mexico border if Mexican officials do not do more to thwart the migrants, potentially harming tens of billions of dollars in trade, but has also praised Mexican efforts following his outbursts.

The Mexican government has vehemently denied changing policy in response to threats, but has appeared to slam the brakes on its practice of awarding so-called humanitarian visas that allow migrants from other countries to pass freely within its borders.

Without such papers, they are vulnerable to harassment and deportation from officials.

As many as 1,500 men, women and children traveling in a large group or caravan from Honduras, El Salvador, Nicaragua, and Cuba were gathered in the town of Mapastepec in Chiapas state, unable to obtain the temporary visas.

Mexico’s immigration institute said it would prioritize giving the visas to vulnerable groups including the elderly and unaccompanied minors, while offering transport home for others.

Officials were issuing very few of the documents, migrants said, and frustrations were mounting as a result.

“It’s been hard for me to get here because there aren’t any visas,” said Cuban migrant Yuremi Garcia, who had traveled without papers from the southern Mexican border a few hours south to a crowded sports ground in Mapastepec, converted into a temporary shelter.

Garcia said he was tired of waiting and had decided to continue northwards together with others, despite the risk that Mexican authorities would deport them.

At the border town of Tapachula, near the southern tip of Mexico bordering Guatemala, another group included people from Sri Lanka, Congo and Haiti, a federal official said. Some migrants said Mexican officials had slowed down the process of awarding the visas or denied them outright without providing any explanation.

A small group lashed out at border officials in Tapachula on Tuesday over the delays, throwing rocks and breaking windows of a local migration institute building.

Edgar Corso, an official with Mexico’s human rights commission, told Reuters that some 45 complaints filed with the commission by Cuban migrants since March 15 allege unreasonable delays in awarding the visas.

He said the attack on the migration office has also been formally documented.

Last week, Mexican President Andres Manuel Lopez Obrador, who has steadfastly avoided any public confrontation with Trump, said he would help ensure more orderly migration.

In December-February, his administration’s first three months, Mexico sent home 19,360 migrants, 17 percent fewer than a year earlier, data from the National Migration Institute show.

In response to Trump’s pressure, the government has been providing daily updates to U.S. officials on how it is acting more aggressively to halt migration flows, and providing specific numbers on how many people are being apprehended, a senior White House official said.

“They’ve shown that they are increasing what they are doing,” the official said on Tuesday, asking not to be named in order to speak freely.

U.S. Homeland Security Secretary Kirstjen Nielsen and officials at the State Department have been in regular contact with Mexican officials about their efforts, the official said.

Lopez Obrador told reporters on Wednesday at his regular morning news conference that his administration was “acting with an abundance of prudence,” saying a border shutdown was in nobody’s interest.

“We are looking to ensure that the law is respected,” he added.

(Reporting by Jose Cortez, Additional reporting by Lizbeth Diaz in Mexico City and Steve Holland in Washington; Writing by David Alire Garcia; Editing by Frank Jack Daniel and Rosalba O’Brien)

Source: OANN

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Huawei Italia CEO says no impact yet from U.S. dispute but clients concerned

A Huawei logo is pictured at the headquarters of the Chinese telecommunications equipment and smartphone maker in Shenzhen
FILE PHOTO: A Huawei logo is pictured at the headquarters of the Chinese telecommunications equipment and smartphone maker in Shenzhen, Guangdong province, China March 6, 2019. REUTERS/Yuyang Wang

March 12, 2019

MILANO (Reuters) – The Italian arm of China’s Huawei sees no impact yet in the country from an ongoing dispute with the United States, Chief Executive Thomas Miao said on Tuesday

“There is no impact at the moment in Italy, but we see the concern of our clients,” he told an event in Milan. “We are keen to find a solution,” he added.

Asked if the company was in talks with the Italian government, he said “dialogue is happening with all the different stakeholders”.

(Reporting by Stephen Jewkes, writing by Alessia Pe, editing by Valentina Za)

Source: OANN

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Afghan forces battle Taliban for 5th day in western province

Afghan forces have launched an operation to drive back the Taliban four days after the insurgents attacked and besieged an army compound in the western Badghis province.

Col. Qais Mangal, a Defense Ministry spokesman, said Monday that at least 12 security forces have been killed in the last 48 hours, bringing the overall death toll to more than 40. Dozens more have been wounded. Mangal says dozens of insurgents have been killed and wounded by air and ground forces.

A provincial council member said last week that around 600 Afghan security forces were trapped inside the base, running low on ammunition, food and water. There was no immediate update on their numbers or condition.

The Taliban effectively control half the country and launch daily attacks on the army and police.

Source: Fox News World

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Trump Jr: Dems Trying to Distract Dad at Summit

President Donald Trump's eldest son is accusing Democrats of trying to distract his father during his summit with North Korea's Kim Jong Un.

Donald Trump Jr. told Fox News on Tuesday that he believed the Democrats deliberately scheduled the congressional testimony of Michael Cohen, the president's former fixer, opposite the summit in Hanoi, Vietnam.

Trump Jr. said that the Democrats were trying to "counterprogram the kind of progress" that could be achieved in the Vietnam gathering and that it was evidence of the "disdain" they hold for the president.

He also argued that it was proof the Democrats were more interested in scoring political points than in national security by attempting to "stymie" the denuclearization talks.

Cohen was sentenced to three years in prison for crimes including a campaign finance violation that he says was at the direction of the president.

Source: NewsMax Politics

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Sean Spicer on Mueller report fallout: Democrats recognize ‘they’re playing a losing hand’

Speaking on "America's Newsroom," former White House press secretary Sean Spicer said Monday  Democrats are undermining the Russia investigation because they didn't like the outcome.

“The problem with the Democrats, they dug a hole so deep, they don’t know how to get out of it now and they’re doubling down,” Spicer said.

He made the comments as congressional Democrats stepped up calls for Special Counsel Robert Mueller's Russia report to be released in full -- even preparing subpoenas for the report -- despite complaining just over a year ago that Republicans were jeopardizing “sources and methods” with their decision at the time to release a memo on alleged government surveillance abuse.

Republicans, many of whom also want the report released, are deferring to Attorney General Bill Barr who says he needs time to vet with his team what information can and cannot be made public. Democrats have shown little patience for that process, blasting Barr for releasing only a four-page summary and imposing an April 2 deadline for Barr to turn over the full report to Congress, demanding “full transparency.”

Barr said he would provide the report, which is more than 300 pages long, to Congress by mid-April. He said the report will exclude sensitive information, including material that “by law cannot be made public.”

“In the meantime, Barr should seek court approval (just like in Watergate) to allow the release of grand jury material,” House Intelligence Committee Chairman Adam Schiff tweeted on Friday.

Barr's summary said the special counsel found no evidence of collusion between members of the Trump campaign and the Russians during the 2016 presidential election. Schiff has faced GOP pressure to step down from his post for his repeated allegations of collusion during the course of that investigation, but fellow Democrats have stood by him.

DEMS WHO FUMED AT NUNES FOR JEOPARDIZING 'SOURCES AND METHODS' NOW DEMAND MUELLER REPORT IN FULL

“I think that we can’t let Democrats off the hook as to where they started this dialogue, which is that we need to protect Robert Mueller, he has the highest degree of integrity and professionalism and we need to let the chips fall where they may with respect to his investigation. The chips have fallen. Mr. Mueller has made it very clear that there was no collusion,” said Spicer.

He added, “The reality is, is that he issued his report, it said there was no collusion, our attorney general Barr has said he will release it to Congress somewhere around mid-April and they’re still not satisfied.”

Spicer said Barr doesn’t have to release the report to Congress according to law. He said the issues with it include the fact that the report contains grand jury testimony and classified information, which the attorney general “has to protect by law just as he would with any other citizen.”

“So Attorney General Barr is going above and beyond what he is required to do and I think Democrats recognize that they’re playing a losing hand and so that the only way to do this is to pivot further away from what they originally started at, which was just allowing Mueller to investigate this issue. Once he came up with a conclusion that wasn’t what they wanted, they had to pivot to something else,” said Spicer.

On Monday, President Trump tweeted, “Now that the long awaited Mueller Report conclusions have been released, most Democrats and others have gone back to the pre-Witch Hunt phase of their lives before Collusion Delusion took over. Others are pretending that their former hero, Bob Mueller, no longer exists!”

Schiff, D-Calif., is one of several Democrats who blasted then-House Intelligence Committee Chairman Devin Nunes, R-Calif., during the last Congress for releasing a GOP memo on alleged abuses of the Foreign Intelligence Surveillance Act (FISA) in February 2018. The memo described the unverified Trump "dossier" as critical for obtaining surveillance warrants to spy on a Trump campaign aide.

SCHIFF FACES MOUNTING GOP CALLS FOR RESIGNATION OVER COLLUSION CLAIMS

The GOP memo, which was also four pages long, was released March 24 in an unredacted and declassified format, with White House approval.

House Speaker Nancy Pelosi, D-Calif., said at the time that Trump's decision to release an unredacted version of the memo was a danger to national security.

Schiff, who was the ranking member of the committee at the time, joined with Democrats on the committee to declare the GOP memo “risks exposure of sensitive sources and methods for no legitimate purpose.”

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Spicer said once the conclusions of the report didn’t come out the way Democrats wanted, “then they entirely flipped themselves on their argument that they have been espousing for the longest time.”

He added, “Here we are with the Democrats not getting an outcome that they like on the Mueller report so what do they do? They say suddenly that this individual, Bob Mueller, that they revered, his work isn’t good enough, it needs to go further, we need to investigate more, we need to see all the other underlying evidence. Where is the concern about them undermining the attacks?  The conclusion was clear, there was no collusion, but since they won’t accept that, they continue to attack the process and the person.”

Source: Fox News Politics

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United Technologies quarterly revenue rises 20 percent

United Technologies logo is displayed on a screen at the post where it's stock is traded on the floor of the NYSE in New York
FILE PHOTO: United Technologies logo is displayed on a screen at the post where it's stock is traded on the floor of the New York Stock Exchange (NYSE) in New York, U.S., September 5, 2017. REUTERS/Brendan McDermid

April 23, 2019

(Reuters) – U.S. industrial conglomerate United Technologies Corp on Wednesday reported a 20.5 percent rise in quarterly revenue, boosted by the acquisition of aero parts maker Rockwell Collins.

UTC’s net income attributable to shareholders was $1.35 billion, or $1.56 per share, in the first quarter ended March 31, compared with $1.30 billion, or $1.62 per share, a year earlier.

On an adjusted basis, the company earned $1.91 per share.

The company, which makes Pratt & Whitney aircraft engines, Otis elevators and Carrier air conditioners, said net sales rose 20.5 percent to $18.37 billion.

(Reporting by Ankit Ajmera in Bengaluru; Editing by Shounak Dasgupta)

Source: OANN

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The headquarters of Wirecard AG is seen in Aschheim near Munich
FILE PHOTO: The headquarters of Wirecard AG, an independent provider of outsourcing and white label solutions for electronic payment transactions is seen in Aschheim near Munich, Germany April 25, 2019. REUTERS/Michael Dalder

April 26, 2019

BERLIN (Reuters) – Wulf Matthias will not stand for a second term as Wirecard’s chairman in 2020, German daily Handelsblatt said on Friday, citing sources in the financial industry.

For age reasons alone this would not be an option for Matthias, aged 75, Handelsblatt added.

Matthias will keep his mandate until it ends in 2020, the paper quoted a company spokeswoman as saying.

Wirecard was not immediately available for comment when contacted by Reuters.

(Reporting by Tassilo Hummel; Editing by Thomas Seythal)

Source: OANN

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FILE PHOTO: The Credit Suisse logo is pictured on a bank in Geneva
FILE PHOTO: The Credit Suisse logo is pictured on a bank in Geneva, Switzerland, October 17, 2017. REUTERS/Denis Balibouse/File Photo

April 26, 2019

ZURICH (Reuters) – Shareholders approved Credit Suisse’s 2018 compensation report with an 82 percent majority on Friday, overriding frustrations expressed at its annual general meeting over jumps in executive pay during a year its share price plummeted.

Three shareholder advisers had recommended investors vote against Switzerland’s second-biggest bank’s remuneration report, while a fourth backed the report but expressed reservations about whether management pay matched performance.

The approval marked a slight increase over the 80.8 percent support garnered for the bank’s 2017 compensation report.

(Reporting by Brenna Hughes Neghaiwi; Editing by Michael Shields)

Source: OANN

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FILE PHOTO: Traders work on the trading floor of Barclays Bank at Canary Wharf in London
FILE PHOTO: Traders work on the trading floor of Barclays Bank at Canary Wharf in London, Britain December 7, 2018. REUTERS/Simon Dawson/File Photo

April 26, 2019

By Simon Jessop and Sinead Cruise

LONDON (Reuters) – Activist investor Edward Bramson is likely to fail in his attempt to get a board seat at Barclays’ annual meeting next week, even though shareholders are dissatisfied with performance of the group’s investment bank.

New York-based Bramson’s Sherborne Investors and the board of the British bank have been sparring for months over Barclays’ strategy.

Bramson wants to scale back Barclays’ investment bank to reduce risk and boost shareholder returns. Barclays Chief Executive Jes Staley remains staunchly committed to growing the business out of trouble.

After failing to persuade Staley to change course since he began building a 5.5 percent stake in the bank in March last year, Bramson hopes a board seat will rachet up the pressure.

Both sides have written to shareholders pitching their case and Bramson has courted investors in one-on-one meetings, although none have publicly backed him yet.

Interviews by Reuters with five institutional investors in Barclays suggest Bramson has failed to persuade them.

Sherborne declined to comment.

Mirza Baig, head of investment stewardship at top-40 shareholder Aviva Investors, said Bramson was welcome on the bank’s register but the boardroom was a step too far.

“He has created a lot of value at other businesses, but, generally, when he has come in as executive chair and taken full control. This would be a different case where he would just be one lone voice on the board,” he said.

A second Barclays shareholder said he backed Bramson’s goal of improving returns but via an “evolutionary” approach.

“If you look at banks that have tried to restructure their operations in investment banking – you look at Natwest Markets, Deutsche Bank – I struggle to think of an example where a roughshod restructuring has been accretive to shareholder value.”

A third, top-30 investor said he had been impressed by incoming Chairman Nigel Higgins’ grasp of the challenge in hand, and felt investors would give him time.

“Management know they have to execute and deliver improved returns… [Higgins] will continue to re-shape the board but obviously he didn’t feel that having someone with a diametrically opposed view on it would be helpful.”

A fourth, top-30 investor agreed: “We voted for the chairman to come in and it would be crazy to allow an activist to join the board (at this time).”

Jupiter Fund Management, the 24th largest investor, said it also planned to vote against Bramson.

Barclays has nearly 500 institutional shareholders, Refinitiv data showed.

Since Staley joined Barclays in 2015, the investment bank returns relative to capital invested have increased but are still underperforming the overall business.

Barclays’ first-quarter figures showed the investment bank posted a 6 percent drop in income from its markets business and a 17 percent fall in banking advisory fees.

Returns in the investment bank fell to 9.5 percent from 13.2 percent a year ago.

Famed for successful campaigns against smaller British companies in sectors from chemicals to advertising, Bramson’s board seat pitch has been rebuffed by shareholder advisory firms.

Institutional Shareholder Services, the world’s biggest, said Bramson’s proposal “falls short of what can reasonably be expected from a shareholder trying to address issues at a 28 billion pounds, systemically important bank”.

Glass Lewis also flagged concern about Bramson’s lack of banking experience and “questionable” shareholding structure, referring to Sherborne’s use of derivative contracts to hedge losses should its strategy fail.

Critics said the arrangement meant his interests are not truly aligned with those of other long-term shareholders.

British advisory firm Pirc, however, said it recommended that investors abstain in the vote on Bramson’s proposal as a challenge to the board to do better in the year ahead – or face a similar contest in 2020.

(Editing by Jane Merriman)

Source: OANN

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https://a57.foxnews.com/static.foxnews.com/foxnews.com/content/uploads/2019/04/918/516/02_2.jpg?ve=1&tl=1

After an over 15-month pregnancy, “Akuti,” a 7-year-old Greater One Horned Indian Rhinoceros, gave birth as a result of induced ovulation and artificial insemination at Zoo Miami, April 23, 2019.

Ron Magill/Zoo Miami

https://a57.foxnews.com/static.foxnews.com/foxnews.com/content/uploads/2019/04/918/516/02_2.jpg?ve=1&tl=1

Source: Fox News World

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FILE PHOTO: File photo of a Chevron gas station sign in Del Mar, California
FILE PHOTO: A Chevron gas station sign is seen in Del Mar, California, in this April 25, 2013 file photo. REUTERS/Mike Blake/File Photo

April 26, 2019

(Reuters) – U.S. oil and natural gas producer Chevron Corp reported a 27 percent fall in quarterly earnings on Friday, hit by lower crude prices and weaker margins in its refining and chemicals businesses.

Net income attributable to the company fell to $2.65 billion, or $1.39 per share, for the first quarter ended March 31, from $3.64 billion, or $1.90 per share, a year earlier.

Earlier in the day, larger rival Exxon Mobil Corp reported earnings well below analysts’ estimates, as margins in its refining business were hurt by higher Canadian prices and heavy scheduled maintenance.

(Reporting by Arathy S Nair in Bengaluru; Editing by Saumyadeb Chakrabarty)

Source: OANN

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